Gulf GT
GT Owner
No question in my mind, the car looks better without the bumper. I have struggled with this decision ever since the option has come available. Please understand that I give it serious consideration, however in this day and age of big civil litigation over “supercar” accidents it’s risky. It's that accident where someone gets hurt and they hire an attorney, that attorney then finds out the bumper has been removed, sues you for 10 million dollars, your insurance company finds out from the opposing attorney that the bumper has been removed, your insurance company then drops your coverage on the accident because you removed DOT mandated safety equipment, your umbrella policy steps out of the way because it’s based on proper primary vehicle liability insurance coverage, you then write the plaintiff and their lawyers a check for 5 million dollars. Basically, if you’re liquid net worth is high, you would have a problem. If your net worth isn’t that high, and everything you own really has no equity, you won’t have a problem. Most folks with a high net worth have insurance and layers of legal protection to protect their wealth from any type of litigation or liability no matter how outrageous or bizarre. Removing the bumper creates a direct pathway that pierces that protection directly to the heart of your estate. However small you argue the risk, there would now exist a financially devastating blow that could be executed to your estate that simply did not exist before. And, it isn’t much of a stretch when you see how frequently these cars are totaled. Others have scoffed at this idea, but we’re not talking about a “first” here, it happens all the time in liability litigation. Lawyers are always looking for an angle, and you just handed it to them on a “silver platter”. Some insurance agents will tell you outright you’re not covered, and others say “shhhh, don’t say anything and I’m sure it’ll be OK…”. If you feel you have Michael Schumacher’s ability, and you trust your insurance agent to step right up and say to the judge; “oh yeah, I remember that conversation” in a court of law, then you’re in the clear.
Yep, it’s a small window of risk, but a kind of risk many of us don’t currently have. It’s one thing to drive fast cars around and have a wreck. It’s another to do it without liability insurance. Not unlike the arguments about using harnesses without a roll cage. Very small risk, but boy if it hits, watch out. With all that said, I have to admit that I still think about it to this day, but I haven’t done it, yet????
Yep, it’s a small window of risk, but a kind of risk many of us don’t currently have. It’s one thing to drive fast cars around and have a wreck. It’s another to do it without liability insurance. Not unlike the arguments about using harnesses without a roll cage. Very small risk, but boy if it hits, watch out. With all that said, I have to admit that I still think about it to this day, but I haven’t done it, yet????
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